CommerciaL & Investment Property Financing
Smarter capital for real estate investors nationwide.
KeyPoint Capital Group structures commercial and investment property loans that close on time and support your long-term portfolio strategy—from small balance multifamily to complex mixed‑use and NNN deals.
Average closing time: 2-10 days for purchase & 21-30 days for refinances. Access banks, credit unions, debt funds, and private capital through a single team.
At‑a‑glance terms
Loan sizes from $60K to $25MM+
Second position, Interest‑only & amortizing options
1-4 Units, Multifamily, mixed‑use, office, retail, industrial, & more.
Purchase, refinance, bridge, construction & more.
Share your deal in 5 minutes. We’ll respond within 24 hours with a clear capital plan.
Why Choose keypoint capital group?
A mortgage broker that thinks like a capital markets desk.
You get institutional‑grade analysis, curated lender relationships, and transparent advice on when to borrow, how much, and on what terms.
Built for repeat investors, syndicators, and first time borrowers.
Access to on‑ and off‑balance‑sheet capital across cycles
Clarity on trade‑offs between rate, leverage, and flexibility
One team that learns your strategy and scales with your portfolio
Who we work with
Experienced investors scaling portfolios
First time/ Non-experienced investors
Foreign Nationals are eligible with just foreign passport
Developers needing capital for purchase & long term fixed debt.
Minimum loan size: $70k-$20MM+. We’re a fit when smart structure matters as much as rate.
Fast Closings
We move at the speed of your investment. We can close some purchases in as little as 48-72 hours.
Low FICO Accepted
We look at the big picture, offering solutions for investors with less-than-perfect credit.
Foreign Nationals
We can work with foreign nationals with no FICO, no US Passport, and no green card.
Soft Credit Pull
We can do a soft credit pull in order to find out your estimated score, before ever committing to terms with a hard pull.
Nationwide Lending
Funding investment and commercial real estate properties across all 50 states.
Flexible Appraisals
Save time and money. We can use previous appraisals that are up to 120 days old.
Flexible Underwriting
We focus on the asset's potential and cash flow rather than strict conventional guidelines. We also help with non cashflowing assets or vacant assets.
First time borrower OK
We are able to lend to first time borrowers with no experience in fix and flip loans & ground up construction, with no previous experience.
Properties We Finance
From residential investments to large-scale commercial projects, we provide financing across a wide spectrum of property types nationwide.
Single Family (1-4 Units)
Condos & Townhomes
Multifamily & Mixed use
Commercial Property
Commercial & Residential Land
Commercial Loan Programs
Financing built around your investment thesis.
We offer a comprehensive suite of loan products designed specifically for real estate investors, developers, and business owners.
Purchase Loans
Fast, reliable capital to acquire your next investment property, some purchases can fund in 48-72 hrs.
Hard Money
Bridge Loans
Construction Loans
Portfolio Loans
Land Loans
Mortgage Refinance/ Cash Out Refinance
Optimize your capital stack or pull cash out for your next project.
Rate & Term Refinance
Cash Out Refinance
Lower your monthly payments
Consolidate debt
Equity Loan/2nd position loan
Unlock equity without touching your favorable first mortgage rate.
2nd Position Liens
Retain low 1st mortgage rates
Revolving line of credit
Fast access to funds
Portfolio Loans
Unlock equity without touching your favorable first mortgage rate.
2nd Position Liens
Retain low 1st mortgage rates
Revolving line of credit
Fast access to funds
Our Loan Process
A streamlined approach to getting your financing approved & closed.
1. Intake & Assesment
Fill out the intake form to assess your scenario with the best solution. We also have out-of-the-box solutions for borrowers who do not meet traditional guidelines, Foreign National borrowers, and borrowers looking to vest property in LLCs or partnerships.
2. Review & Pre-Approval
We conduct a review of the borrower's documentation & match custom solutions based on each individual's personal needs & financial profile. Our pre-approval truly means the qualifications for a loan have been evaluated & the loan is solidly pre-approved.
3. Approval & closing
Once your loan is approved, we will work diligently with all parties involved to obtain all outstanding paperwork necessary to close the loan in a timely fashion.
FAQ
Answers for real estate investors.
If you don’t see your question here, share your deal details and we’ll respond with an honest view of what’s financeable.
What types of properties do you finance?
We focus on income‑producing commercial real estate: single family 1-4 units, townhomes, condos, multifamily (5+ units), mixed‑use, office, retail, industrial, flex, self‑storage, plus more. We can also arrange financing for specialty assets when there’s a clear, durable income story.
What is your minimum and maximum loan size?
Our typical range is $60k to $25M+. For strong sponsors and compelling assets, we can often arrange larger loans in partnership with our capital providers.
Do you work with newer investors?
We’re best suited to experienced investors & operators with a track record. If you’re newer we can still have terms sent out to you for someone with no prior experience, if partnered with an experienced co‑sponsor or property manager, we’re happy to review the deal and give guidance as well.
Can my rental property be vacant?
The property can be vacant at closing, we would just have to conduct a 1007. A 1007 is used for lenders to to estimate the monthly market rent for a single-family investment property, analyzing rental data from comparable properties for the mortgage approval.
How fast can you close?
For straightforward transactions with responsive counterparties, we would need all necessary documents. Once we have all documents, a purchase can close within 2-10 days depending on the lender, & for refinances it would take around 21 days depending on appraisal & insurance.
KeyPoint Capital Group
Your trusted nationwide partner for investment and business purpose real estate loans. We specialize in providing flexible, reliable lending solutions to help you achieve your property goals.
Not an offer to lend. All loans subject to lender approval, underwriting, and applicable regulations.
Contact Us
Nationwide Lending
Get a capital plan for your investment
No obligation or hard credit pull to explore options
Same‑day acknowledgment during business hours
Confidential review of your materials
We only pursue deals we believe can close
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